Investment Strategies
Tailored. Trusted. Top-performing.
At Investiplan, we craft personalised investment strategies to meet your short- and long-term goals — without unnecessary risk. Our actively managed portfolios consistently deliver top-quality returns over 3, 5, 10 and 15 years, while maintaining lower risk and lower costs than industry peers.
We partner with the best fund managers in the business and give you access to institutional fee classes, ensuring exceptional value and performance. Whether you're building wealth or preserving it, our approach is designed to maximise returns, minimise costs, and keep your plan on track.
Wealth & Investment Strategies
Our Benefits:
Investments deliver better results than most available solutions in South Africa;
Investment strategies outperform all standard investment benchmarks and inflation targets;
Low-cost structures ensure additional increases in investment return delivery up to 40%
compared to standard available schemes;
Investiplan Income Strategy
CPI + 2% PORTFOLIO
The aim of this portfolio is to provide an income-based return in excess of CPI + 2% over rolling 12-month periods. This portfolio uses fixed interest varied specialist funds that have flexible mandates allowing the managers to allocate assets according to their specific views.
Their investment universe consists of cash, bonds and property (equity) exposure will be limited to 10% when selected), with no constraints set on duration. In this way, investors gain access to the best fixed interest/income house view of the different management companies.
Ultra Conservative / Income Strategy
Investiplan Stable Strategy
CPI + 3% PORTFOLIO
The aim of this portfolio is to provide a return in excess of CPI + 3% over rolling three-year periods. The portfolio uses flexible funds that aim to allocate assets efficiently between asset classes.
Their investment universe consists of cash, bonds, equity and property, with no constraints set on duration. In this way, investors gain access to the best real return and balanced fund house view of the different management companies
Stable / Conservative
Investiplan Balanced Strategy
CPI + 5% PORTFOLIO
The aim of this portfolio is to provide a return in excess of CPI + 56% over rolling five-year periods. The portfolio uses flexible funds that aim to allocate assets efficiently between asset classes, as well as static “balanced” funds. Their investment universe consists of cash, bonds, equity and property, with
no constraints set on duration. In this way, investors gain access to the best equity focused/growth house view of the different management companies
Balanced / Moderate
Regulation 28 compliant
Investiplan Growth Strategy
CPI + 6% PORTFOLIO
The aim of this portfolio is to provide a return in excess of CPI + 7% over rolling seven-year periods. The portfolio uses flexible funds that aim to allocate assets efficiently between asset classes, as well as value-oriented equity funds.
Their investment universe consists of cash, bonds, equity and property, with no constraints set on duration. In this way, investors gain access to the best equity focused/growth house view of the different management companies.
Aggressive / Long-term Discretionary Growth